Budgeting without the noise

All your accounts. One clean budget.

Export a CSV from your bank, upload it, and Monixio sorts every transaction into the budget you already set up. Your bank login stays with your bank.

01 / Features

All your accounts, in one place

Export a CSV from each of your banks, drop the files in, and see everything side by side.

01 / Unified View

Checking, credit, and savings, all on one screen.

Stop jumping between banking apps to figure out where your money went.

Checking
•••• 4821
Credit
•••• 0317
Savings
•••• 9940
02 / AI Categorization

Every transaction sorted for you.

Monixio reads your statements, works out the account type, and files each transaction under your own categories.

03 / Privacy First

No bank login. Ever.

You never share banking credentials with Monixio. You export the statements you want, and you decide what gets imported.

02 / Process

How to use Monixio

Three simple steps to get started.

01

Export your statements

Download a CSV from each of your bank accounts. Most banks offer it in a couple of clicks, no credentials to share.

02

Upload and let AI sort it

Drop the files in. Monixio figures out the format, skips duplicates, and categorizes every transaction.

03

Track your budget

Set what you plan to spend each month, then see how your actual spending compares. Clear numbers, nothing else.

03 / Why Monixio

Why Monixio exists

From spreadsheets to Monixio.

As my income and responsibilities grew, I needed to manage my budget properly. That meant planning how I spend my money and tracking my actual spending against that plan.

I tried several budgeting apps but found most of them packed with features and noise I just didn't need. So I went back to spreadsheets for a couple of years. It worked, but it was time-consuming.

Eventually, I decided to build something that would be as clean and simple as possible while still being useful for my needs. Now I use it every day, and I'm releasing it publicly because I'm sure there are others out there with the same problem.

Yacine

04 / Pricing

Simple, transparent pricing

Start free. Upgrade when you're ready.

Premium
$4.99 / month

Early Adopter Price

$49.90 / year

Save 2 months

Unlimited transactions
AI-powered categorization
Unified account view
Budget tracking
Priority support
Early access to new features
Start Free →

Try all features free with 100 transactions. No credit card. Upgrade when you're ready.

05 / Begin

Ready to try it?

Start with 100 free transactions. No credit card required.